Ratify AI

AI that helps you run the business, not just record it.

Ratify understands your business data, recommends what to do next and acts only after you approve.

Included in every plan · English & Hindi · You approve every action

Ratify AI Assistant

Understands your business data

Sample

How much am I supposed to collect this week?

₹1,84,200 across 17 invoices. 6 invoices are overdue. I can prepare reminders for all 6.

Review Send Reminders

Ratify always asks for your approval before sending or changing anything.

How Ratify AI works

From information to action

Ratify is not just a chatbot. It follows the same loop every time: understand, recommend, ask, then act.

  1. 1

    Understand

    Reads your invoices, stock, dues and GST data inside your account.

  2. 2

    Recommend

    “You have ₹2.8 lakh outstanding from 14 customers.”

  3. 3

    Ask for approval

    “Would you like me to prepare payment reminders for the 7 overdue customers?”

  4. 4

    Execute

    Acts only after you choose Review & Send.

Three ways AI helps

An assistant, a team of agents and a watchful eye

AI business assistant

Ask about your business in plain language — typed or spoken, in English or Hindi.

  • How much money do customers owe me?
  • Which customers haven’t paid me?
  • What were my best-selling products this month?
  • Which products are running low?
  • How much GST do I need to prepare for?
  • Show me my profit this month.
  • Create payment reminders for overdue customers.
Try the AI Assistant

AI agents

Specialised agents watch one part of your business each and bring you what needs a decision.

  • Invoice Agent
  • Payment Agent
  • Inventory Agent
  • GST Agent
  • Business Agent
  • Report Agent
Meet the agents

Proactive insights

Instead of navigating reports, Ratify surfaces important events as they happen.

  • Sales dropped 18%
  • Customer payment overdue
  • Stock running low
  • GST mismatch detected
  • High-value invoice unpaid
  • Expense increased unusually
  • Low-margin products identified
See an example
Natural-language billing

Describe the sale. Ratify drafts the invoice.

Natural-language billing removes repetitive entry — and always ends with your review.

You type

Create a GST invoice for ABC Traders — 25 units × ₹1,200, GST 18%.

Or: “Create a GST invoice for Rahul Traders for 20 bags of cement at ₹420 each.”

Invoice draft ready

Sample
Customer
ABC Traders
Subtotal
₹30,000
GST (18%)
₹5,400
Total
₹35,400
Review Invoice Save Draft Send to Customer
  1. Your input

    A question or a sentence.

  2. AI result

    A draft, an answer or a recommendation.

  3. Your review

    Check the numbers behind it.

  4. Action

    Save, send or skip — your call.

Proactive intelligence

Ratify finds what needs your attention

No hunting through reports. Ratify watches your business continuously and surfaces what matters — with a next step attached.

Today

What needs your attention

Sample data
  • Payment alert

    ₹46,000 overdue from 3 customers.

    Review
  • Stock running low

    5 fast-moving products may run out within 7 days.

    View Stock
  • GST mismatch detected

    4 invoices require review before filing.

    Review
  • Sales dropped 18%

    Compared with the same week last month.

    See why
  • High-value invoice unpaid

    One invoice above ₹1,00,000 is past its due date.

    Remind
  • Low-margin products identified

    3 products sold below your usual margin this month.

    Explore
Approval first

AI never silently executes high-impact actions

These always need your explicit confirmation — they are built-in rules, not settings you have to remember.

  • Sending invoices
  • Sending payment reminders
  • Changing financial records
  • Deleting transactions
  • Filing or submitting compliance information
  • Making payments
Questions

Ratify AI, answered

Ask your business its first question

Start free, add a few invoices and see what Ratify AI notices.