Traditional billing software
- Create
- Record
- Report
- Search
- Analyze manually
Records what happened. Finding what needs attention is up to you.
Compare Ratify
Ratify AI vs Vyapar vs myBillBook vs Go GST Bill
All four handle billing, GST and inventory. Here is how they compare — and where Ratify’s AI-first, simple approach fits small businesses.
Last checked ; Go GST Bill · Ratify AI is our product
Why Ratify is different
Not just billing. Your AI business assistant.
Ratify AI doesn’t just record what happened in your business. It helps you understand what is happening and decide what to do next.
Ratify AI
- Ask
- Understand
- Recommend
- Approve
- Act
Understands your business data, recommends the next step and acts only after you approve.
Bill → Understand → Decide → Act
Side by side
How the four compare, feature by feature
Seventeen dimensions that matter to a small business, from billing and GST to AI, integrations and data export.
Scroll sideways to see every product.
| Dimension | Ratify AI | Vyapar | myBillBook | Go GST Bill |
|---|---|---|---|---|
| Everyday business | ||||
| Billing | GST invoices, quotations, challans, credit and debit notes | GST invoices and estimates, automatic bill numbering | GST and non-GST invoices, barcode billing | GST, export and SEZ invoices, quotations, challans and job work; 15+ templates |
| GST | GSTR-1, 2B and 3B reports, HSN suggestions, e-invoice and e-way bill support | GSTR reports, e-invoices and e-way bills | GSTR-1, 2 and 3B reports; e-invoicing and e-way bills on Pro Max | GSTR-1, 2B and 3B reports and HSN validation; e-invoices and e-way bills on Premium, paid per use |
| Inventory | Stock tracking, low-stock alerts, godowns and barcodes | Items, barcodes, low-stock and expiry reports | Batch and expiry tracking, godowns, low-stock alerts | Batch, expiry and serial tracking, low-stock alerts; barcodes on Premium |
| Accounting | Customer and vendor ledgers, profit, expense and cash-flow reports | Accounting module, profit and loss, balance sheet | Party-wise ledgers, cash flow and Tally export | Bank ledger, payment receipts and daily income and expense |
| Where you work | ||||
| Mobile | Works in your phone’s browser; Android and iOS apps coming soon | Android and iOS apps | Android and iOS apps | Android and iOS apps |
| Web | Yes, cloud based | Not stated; desktop app for Windows | Web app; desktop app from Pro | Web app; online only, no offline use |
| AI and automation | ||||
| AI Assistant | Ask about sales, dues, stock and GST in English or Hindi | Not stated | Not stated | Not stated |
| AI Agents | Six specialised agents that recommend and wait for approval; AI Pro adds reminder and reorder agents | Not stated | Not stated | Not stated |
| Business Insights | AI insights and a short daily brief on what changed | Business dashboard and profit on each bill | Dashboard for sales, cash flow and outstanding dues | Reports on sales, payments, stock and top-selling products |
| Automated Actions | Agents prepare reminders and purchase orders that run after you approve | Automatic payment reminders and cloud backups | Recurring billing on Pro Max | AI reads purchase invoices into entries (paid per use); customer details filled from GSTIN |
| Payment Follow-up | WhatsApp reminders with payment links, sent after you approve | Payment reminders on WhatsApp | WhatsApp and SMS reminders with UPI links | Manual or automatic payment reminders; UPI QR code on invoices |
| Natural Language Billing | Describe the sale and Ratify drafts the invoice for review | Not stated | Not stated | Not stated |
| Proactive Alerts | Overdue payments, low stock and GST issues flagged with a next step | Low-stock summary and expiry information | Low-stock alerts on your phone | Low-stock alerts |
| Teams and data | ||||
| Integrations | WhatsApp sharing and UPI payment links | Tally data transfer, weighing scales, EDC machines and thermal printers | Online catalogue and Tally export | Tally integration on Premium; card payments through PhonePe |
| Multi-user | 5 users + 1 CA account on Growth; unlimited users on Business | Role-based access for staff | 1 user + CA; 3 users on Pro Max | Up to 10 staff accounts with role-based access on Premium |
| API | Not published yet | Not stated | Not stated | Not stated |
| Data Export | Export your data whenever you want | Excel and PDF export; Tally import and export | Tally export on Pro Max (on request) | Export all your data on Premium |
How we compared. Ratify AI is our product. Details for other products come from each company's published website, pricing and help pages, checked on (Go GST Bill on ). “Not stated” means we could not find the capability published there — not that it is missing. Prices and features change often, so confirm on their websites before you decide. Ratify pricing is indicative for early access. Product names are trademarks of their owners.
Pricing at a glance
What it costs to get started
The plan a small business would usually start with, and whether GST is included in the listed price.
Scroll sideways to see every product.
| Pricing | Ratify AI | Vyapar | myBillBook | Go GST Bill |
|---|---|---|---|---|
| Free option | Free plan, up to 50 invoices a year | Free plan with essential billing features | Free trial on the mobile app | Lifetime free plan, up to 3,000 documents a year |
| Paid plans from | ₹399 a year (Starter) | ₹4,399 a year (Silver, desktop + mobile) | ₹3,490 a year (Plus) | ₹1,499 a year (Premium, 10 staff accounts) |
| GST in the listed price | Included | Not stated | Not stated | Not included, GST extra |
How each is positioned
Which one fits your business?
Each product is strong at something different. Pick the one that matches how you work.
Vyapar
Billing and accounting
Consider it if you often bill without a reliable internet connection and want offline-first billing on mobile and desktop.
myBillBook
Easy billing
Consider it if you want simple mobile billing with an online catalogue and WhatsApp campaigns.
Go GST Bill
Online GST billing with a lifetime free plan
Consider it if you want free web and mobile billing, with e-invoices and e-way bills paid for as you use them.
Ratify AI
Simple, AI-first business management for small businesses
Choose it if you want to ask your business questions, get the next step recommended and approve every action — without becoming an accounting expert.
Getting started
From sign-up to your first invoice
-
01
Business name
Create your account on the Free plan. No card needed.
-
02
Business type
Retail, wholesale, distribution, manufacturing or services.
-
03
GST details
Add your GSTIN and state once.
-
04
Products
Import your product list from a spreadsheet.
-
05
Customers
Add the customers you bill most often.
-
06
First invoice
Bill as usual, or describe the sale and review the draft.
Then meet Ratify AI. Try asking: “Create my first invoice.”
Questions
Comparing, answered
All four handle billing, GST and inventory. Ratify is built AI-first for small businesses: you ask in plain language, Ratify recommends what to do next, and nothing is sent or changed until you approve.
Yes. Import your product list from a spreadsheet, add your customers and start billing from your next invoice.
So the price you see is the price you pay. Some billing software lists prices before 18% GST, so check whether tax is included when you compare.
The assistant is part of the product. AI Pro adds the agents that prepare reminders and reorders for your approval.
We used each company's published website, pricing and help pages, checked on 16 Sept 2026 (Go GST Bill on 22 Oct 2026). “Not stated” means we could not find the capability published there. Features and prices change, so confirm on their websites before you decide.
Try Ratify free before you decide
Start on the Free plan, make a real GST invoice and see what an AI-first billing experience feels like.